Bankruptcy & Debt
What debts are not wiped out by bankruptcy?
I am considering bankruptcy. Are there any debts that will still be there afterwards?
Asked anonymously · 3 weeks ago · Georgia, US
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1,108 views · 1 answers
1 lawyer answer
Yes. Bankruptcy discharges many unsecured debts, such as credit cards and medical bills, but some debts usually survive. Common examples include:
- Child support and spousal support.
- Most recent tax debts.
- Most student loans, unless a court finds undue hardship.
- Debts from fraud or certain injuries caused while intoxicated.
- Criminal fines and restitution.
Secured debts are also different: the personal obligation may be discharged, but the lender can still take the collateral if you stop paying.
This is general information, not legal advice — speak to a licensed lawyer about your situation.
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