The complete guide to filing for divorce — what to know in 2026
A jurisdiction-by-jurisdiction walkthrough: paperwork, timelines, custody, asset division, and what to do before your first meeting with a lawyer.
Divorce is rarely just a legal event — it’s a logistical, financial, and emotional process that often takes months. The first thing most people get wrong is starting too late. The right time to call a lawyer is before you’ve signed anything, moved out, or had the difficult conversation. This guide will walk you through what to know.
1. Know your jurisdiction
In the U.S., divorce is governed by state law, and rules vary substantially. In other countries, the relevant body of law is national, but rules around residency, division of assets, and custody often have local nuance. Before doing anything else, identify where you’re allowed to file.
2. Decide between contested and uncontested
An uncontested divorce means you and your spouse agree on the major issues. It’s faster, cheaper, and far less stressful than a contested divorce.
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Find a lawyer →3. Gather your financial picture
Before your first meeting with a lawyer, gather a complete picture of your finances. Both yours and the marital estate.
- Tax returns (last 3 years)
- All bank and investment account statements
- Mortgage and loan documents